As a freelance personal finance writer, I approach topics like how to budget, save money, manage your credit score, conduct your own debt consolidation, buy a home, save for baby and prepare for retirement with a personal approach.

The intent behind any “by Stephanie Taylor Christensen” personal finance article is to empower readers to know that they can reach financial independence, despite credit card debt, student loan balances, or how much they earn, or have saved.

LearnVest: What to Do If Your Wallet Gets Lost or Stolen

Discover: Holiday Party Planning Killed Your Budget? How to Get Back on Track

Society of Grown Ups: 9 Podcasts to Help You Conquer Your Financial Goals

Solar City: Is Now the Time for a Home Refinance?

Acorns/Grow Magazine: 6 Truths About Money that Can Help You Grow Yours

USA Today: This is the real reason most young adults don’t feel like grown ups

USA Today: Young adults vote with their pocketbooks

USA Today: Money 101: That’s a course young Americans wish they’d taken in school

Cosmopolitan: 8 Money Moves to Make When You Start a New Job

Discover:5 Things to Look for When Picking a Travel Rewards Credit Card

Acorns: 7 Signs You’re a Financial Rock Star

Clean Slate Tax: How to Avoid Popular Tax Scams

What Really Happens When You’re Audited

Wine Picks for Any Budget

7 Ways to Outsmart Your Credit Card Company

How to Bank Safely on Your Phone

An Easy Budget to Transform Your Financial Life

4 Money Myths that are Hurting Your Finances

How to Protect Your Child from Identity Theft

8 Grocery Shopping Hacks for the Coupon Averse

Save Money Dining Out

Lifehacks to Keep Your Wants Vs. Needs in Check

How to Turn Last Year’s Budget Busters Into This Year’s Gains

5 Secrets to a Stress-Free Thanksgiving Dining Out

5 Signs a Personal Loan is a Good Way to Paydown Credit Card Debt

5 Signs Your Credit Card Debt Is Climbing Too High

4 Ways to Save On Your Beauty and Health Regiments

Rebounding from 4 Common Credit Errors

4 Ways to Manage and Pay Down Medical Debt

4 Steps to Start Living Within Your Means

How New Mortgage Rules Will Impact Homeowners

4 Questions to Ask Before Investing in Home Improvements

7 Signs You Are Living Beyond Your Means

Is Free Shipping Worth It?

7 Ways to Pare Down Holiday Spending

5 Reasons Not to File for Bankruptcy in Your 20’s

5 Ways to Waste Money Without Realizing It

4 Financial Moves to Make This Fall

5 Ways to Prepare for a Move to an Expensive City

5 Financial Myths That Could Cost You a Home

How to Fix an Error On Your Credit Report

4 Steps to Take Before Buying a Car

5 Crippling Money Moves You Could Be Making Right Now

Crazy Ways Some People Save Money

How to Save Money Dining Out

9 Easy Ways to Save Money this Summer

How to Start Saving For Summer Vacation Now

Chip Away At Your Debt, Parts 1 & 2

Your Top Credit Confusions Answered

Challenge Yourself to Be a $1,000 Richer by Labor Day

7 Ways to Afford a Honeymoon After a Budget-Busting Wedding

10 Reasons You Shouldn’t Skip a Home Inspection

Should You Fly or Drive on Your Summer Vacation?