As a freelance personal finance writer, I approach topics like how to budget, save money, manage your credit score, conduct your own debt consolidation, buy a home, save for baby and prepare for retirement with a personal approach.

The intent behind any “by Stephanie Taylor Christensen” personal finance article is to empower readers to know that they can reach financial independence, despite credit card debt, student loan balances, or how much they earn or have saved.

Acorns/Grow Magazine: 6 Truths About Money that Can Help You Grow Yours

USA Today: This is the real reason most young adults don’t feel like grown ups

USA Today: Young adults vote with their pocketbooks

USA Today: Money 101: That’s a course young Americans wish they’d taken in school

Cosmopolitan: 8 Money Moves to Make When You Start a New Job

Clean Slate Tax: How to Avoid Popular Tax Scams

Today: 7 Ways to Outsmart Your Credit Card Company

Real Simple: Save Money Dining Out

Rebounding from 4 Common Credit Errors

4 Ways to Manage and Pay Down Medical Debt

How New Mortgage Rules Will Impact Homeowners

Yahoo! Finance: Is Free Shipping Worth It?

Yahoo Finance: 5 Reasons Not to File for Bankruptcy in Your 20’s

5 Ways to Waste Money Without Realizing It

Mint: 5 Ways to Prepare for a Move to an Expensive City

4 Steps to Take Before Buying a Car

Mint: 9 Easy Ways to Save Money this Summer

Mint: Challenge Yourself to Be a $1,000 Richer by Labor Day

Mint: 7 Ways to Afford a Honeymoon After a Budget-Busting Wedding

Mint: Should You Fly or Drive on Your Summer Vacation?