None of us like to lose money in a stock market dip. But you can use market downturns to deal with–or avoid–debt. In fact, the degree of panic you feel when you see that your retirement account balance has decreased is one of the most honest gut checks there is about the state of your…
Daydreaming about starting your own business? Say”yes” to these four questions, and there’s a good chance you’re financially, emotionally and mentally prepared to become an entrepreneur. 1. Have you saved at least one year’s worth of your take home pay? Financial experts recommend that an emergency savings fund have three to six months worth of…
Smartphones, tablets, social media and text messages have led us to a paradox of productivity. Now that we can find nearly any answer, person, or place on a mobile device within seconds, and talk, walk, read, listen (or act like we are) all at the same time, we’re less apt to accomplish our most important…
There’s a belief that you become a blended version of the five people you interact with most. But did you know there’s scientific proof that having the right friends can make you rich? Here are some subtle ways the company keep can either build or bust your bank account. Surface friends can cause you to…
Having a baby is an experience you’ll never forget. But learning you’ll add a new member to your family also tends to bring to the surface important questions that aren’t so easy to answer. You’ll wonder if you or your spouse can you afford to take unpaid maternity or paternity leave. You’ll start to research…
If you used a credit card to finance your holiday purchases and don’t have the cash to pay your balances in full, now’s the time to form a plan for how you’ll dig out of holiday debt. (Or any debt you’re ready to shed, for that matter). Despite the many apps and budgeting software…