The ability to command a respectable salary, influence positive social change, or bring new ideas to a stale or conservative industry can draw you to a profession in the beginning. With any luck, it will keep you engaged for years. But just as your life changes, so do your goals and interests. But when you…
Debt consolidation loans might sound like an easy way to get out of debt. But there’s no need to pay someone to lower your debt, when you’ve got all the tools you need to do it on your own, starting now. (Plus, let’s be honest. The money they’d charge you to consolidate debt could go…
In 2011, The Radicati Group predicted that there would be more than four billion email accounts worldwide by the end of 2015. Back then, it estimated that “the typical corporate user” sent and received about 105 emails a day. Fast forward to today, and the research firm says that number has jumped to 121 messages…
If you’re a parent who expects that your kids may go to college at some point, you’re probably well aware of the doom and gloom that surrounds the topic of college tuition, student loans and financial aid. Not only are tuition costs rising, student loan debt is a big reason millenials put off a whole…
Most people have some kind of debt–whether on a credit card, student loans, an auto loan, or a mortgage. And not all of that debt is a problem. But when your debt climbs to a point that far outweighs your income, starts to lower your credit score, puts you in jeopardy of missing monthly payments…
How’s your financial well being? I don’t mean the amount of money you make, what you own, what you owe, or what you’ve saved for retirement. I mean how “well” you feel about it. As scientific studies conducted at the University of Southern California show, you’ve got far more power over whatever your degree of…
If you shop at Target frequently, you’ve likely been offered the option to save 5% on your purchase that day—and every other time you shop at Target—if you apply for and open a Target RED Card. Typically, there’s one answer to stick to when you’re offered a store-branded credit card: “No thanks.” Why? Because store-branded…
Steve Jobs once said deciding what not to do is as important as deciding what to do. It makes sense on the surface. But it’s tough to put the benefits of that philosophy into action, especially for entrepreneurs. Taking down time when you’re self-employed inherently means your income and opportunities come down a notch or…
Most of us say we want success. In fact, we may spend our whole lives striving for it. We want our kids to experience it, and we want others to perceive us as the embodiment of it. But success is a subjective term that few of us take the time to define before we pursue…
Most of us have a smartphone—and most of us spend too much money on our mobile plans in the United States compared to other nations. Data compiled by the International Telecommunication Union (ITU) reveals that the average phone plan with 500MB of data costs $85 in the U.S.. In China, that same plan costs $24.10.…